|
CHILDREN POLICY-SALIENT FEATURES
A Policy holder of WLA or EA in PLI/RPLI shall be eligible for taking
such Policy for his/her child(ren) against his/her policy.
Minimum Age-5 Years.
Maximum Age- 20 Years
(The age of main policy holders should be below 45
years.)
Sum Assured limit Minimum- Rs. 20,000/- Maximum- Rs. 1,00,000/-.
However, the Sum Assured of Children policy should not exceed the Sum
Assured of the main policy.
Insurance Cover starts from Date of acceptance of the proposal or
payment of the Ist premia in full, which ever is later.
A non-medical policy with full benefits.
Assignment/Nomination facility available, as per POIF Rules.
No loan facility against this policy, but can be made paid up in usual
conditions to main policy provided atleast 5 Years premia have been
paid.
Sum Assured alongwith accrued bonus shall be payable on maturity or
earliesr on death of the Child(ren).
In even of death of main policy holder before the expiry of the Children
Policy- no further premia shall be payable for the remaining term of the
policy.
CHILDREN POLICY PREMIA FOR SUM ASSURED OF Rs. 1000/-
|
Age at entry
|
Age at maturity
|
|
18 |
19 |
20 |
21 |
22 |
23 |
24 |
25 |
|
5 |
8.13 |
7.67 |
7.27 |
6.93 |
6.63 |
6.36 |
6.13 |
5.92 |
|
6 |
8.68 |
8.13 |
7.67 |
7.27 |
6.93 |
6.63 |
6.36 |
6.13 |
|
7 |
9.33 |
8.68 |
8.13 |
7.67 |
7.27 |
6.93 |
6.63 |
6.36 |
|
8 |
10.11 |
9.33 |
8.68 |
8.13 |
7.67 |
7.27 |
6.93 |
6.63 |
|
9 |
11.07 |
10.11 |
9.33 |
8.68 |
8.13 |
7.67 |
7.28 |
6.93 |
|
10 |
12.28 |
11.07 |
10.11 |
9.33 |
8.68 |
8.13 |
7.67 |
7.28 |
|
11 |
13.85 |
12.28 |
11.07 |
10.11 |
9.33 |
8.68 |
8.13 |
7.67 |
|
12 |
15.94 |
13.85 |
12.28 |
11.07 |
10.11 |
9.33 |
8.68 |
8.13 |
|
13 |
18.88 |
15.94 |
13.85 |
12.28 |
11.07 |
10.11 |
9.33 |
8.68 |
|
14 |
|
18.88 |
15.94 |
13.85 |
12.28 |
11.07 |
10.11 |
9.33 |
|
15 |
|
|
18.88 |
15.94 |
13.85 |
12.28 |
11.07 |
10.11 |
|
16 |
|
|
|
18.88 |
15.94 |
13.85 |
12.28 |
11.07 |
|
17 |
|
|
|
|
18.88 |
15.94 |
13.85 |
12.28 |
|
18 |
|
|
|
|
|
18.88 |
15.94 |
13.85 |
|
19 |
|
|
|
|
|
|
18.88 |
15.94 |
|
20 |
|
|
|
|
|
|
|
18.88 |
|
Postal
Life Insurance