About Us

PLI Schemes

Sumangal

Rural PLI Schemes

Rural Postal Life Insurance Scheme - Gram Suvidha

A Convertible Whole Life Assurance Scheme.

·         Insurance cover starts from the date of acceptance

·         Minimum age at entry is 19 years

·         Maximum age at entry is 45 years

·         Premia ceasing at the age of  55, 58 & 60

·         (Payment of premia for at least 5 years )

·         Maximum sum assured INR 1 lakh

·         Eligible for loan after payment of premia for 48 months

·         Interest on loan @ 10 %

·         Surrender of Policy allowed after payment of premia for 36 months

·         Assignment facility available

·         Can be converted into Gram Santosh 
(Endowment Assurance after 5 years with premia ceasing at the age applicable to that Scheme )

·         Nomination facility available.