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PLI Schemes

Yugal suraksha

Rural PLI Schemes

Postal Life Insurance Scheme - Suraksha

A Whole Life Assurance Scheme

·         Minimum Age at entry is 19 years

·         Maximum Age at entry is 55 years

·         Premia ceasing at the age of 55, 58, 60. ( Minimum payment of premia for 5 years)

·         Maturity amount is payable only to the Assignee, nominee or the legal heir after death of the insurant. Maximum sum assured is INR 10 lakhs

·         Insurance cover starts from the date of acceptance of proposal to the extent of sum assured with accrued bonus

·         Bonus shall accrue till the date of maturity

·         Higher bonus and lower premia than the Endowment Policy

·         Eligible for loan after payment of premia for 48 months

·         Surrender of policy allowed after payment of premia for 36 months

·         Assignment facility available

·         The policy can be converted into an Endowment Assurance Policy after completion of one year and before 57 years of age of the insurant.

·         Nomination facility available.