RTI MANUAL-5

RULES, REGULATIONS, INSTRUCTIONS, MANUALS AND RECORDS USED BY EMPLOYEES FOR DISCHARGING FUNCTIONS

Sl. No.	Name of Publication	Download
Sl. No.	Name of Publication	English	Hindi
1.	P.O. Guide Part-I
2.	P.O. Guide Part-II
3.	PO Guide Part-III
4.	P.O. Guide Part-IV
5.	Postal Manual Vol. I
	The Indian Post Office Act 1898
	The Government Savings Banks Act 1873
	The Government Savings Certificates Act, 1959
6.	Postal Manual Vol. II
7.	Postal Manual Vol. III
8.	Postal Manual Vol. IV Part-I
9.	Postal Manual Vol. IV Part-II (Appendices)
	Recruitment Rules	Index
10.	Postal Manual Vol. V
11.	Postal Manual Vol. VI Part-I
12.	Postal Manual Vol. VI Part-II
13.	Postal Manual Vol. VI Part-III
14.	Postal Manual Vol. VII
15.	Postal Manual Vol. VIII
16.	Branch Post Office Rules
17.	F.H.B. Vol. I
18.	F.H.B. Vol. II
19.	Foreign Post Manual
20.	Schedule of Financial Powers
	1. Members - PSB
	2. Head of the Circles
	3. Director of Postal Services having independent charge
	4. Head of the Postal Divisions
	5. Head of the RMS Divisions
21.	Postal Accounts Manual Vol. I
22.	Postal Accounts Manual Vol. II
23.	Appendix V to Postal Accounts Manual-Vol. I
24.	Book of Postal Account Forms
	Part I
	Part II
25.	P.O. S.B. Manual Vol. I
26.	P.O. S.B. Manual Vol. II
27.	P.O. S.B. Manual Vol. III
28.	P.O. S.B. Orders
	P.O. S.B. Orders published till 2011
	P.O. S.B. Orders published in 2011
	P.O. S.B. Orders published in 2012 (SB Order No.1-10)
	P.O. S.B. Orders published in 2012 (SB Order No.10-17)
	P.O. S.B. Orders published in 2013
29.	Manual of Appointment & Allowances
30.	Post Office Insurance Fund
31.	S.B. Control Pairing & Internal Check Organisation
32.	Alphabetical List of Post Offices	Post Office Search
33.	All India PIN Code Directory	Pincode Search
34.	Inspection Questionnaires
	1. Head Post Offices
	2. Sub Post Offices
	3. Branch Post Offices

In addition to the above, the Manual of Office Procedure, Service Rules such as FR SR, Leave Rules, PF Rules, LTC Rules, Pension Rules, Conduct Rules, CCS (CCA) Rules, GFRs, Notes on office procedure, Rules of Conduct of Business in LS/RS etc. are referred to. Details are available on the website http://persmin.nic.in

The following Rules and Manuals are referred in respect of Savings Bank Operations and services:

The Government Savings Banks Act, 1873

The Government Savings Certificates Act, 1959

The Post Office Savings Bank General Rules, 1981

The Post Office Savings Account Rules, 1981

The Post Office Recurring Deposit Rules, 1981

The Post Office Time Deposit Rules, 1981

National Savings Scheme Rules, 1992

Post Office (Monthly Income Account) Rules, 1987

Indira Vikas Patra Rules, 1987

National Savings Certificates (VIII Issue) Rules, 1989

Kisan Vikas Patra Rules, 1988

National Savings Scheme Rules, 1987

The Post Office Savings Certificates Rules, 1960

Senior Citizens Savings Scheme Rules, 2004

Post Office Savings Bank Manual Volume I

Post Office Savings Bank Manual Volume II

1. POST OFFICE GUIDE PART-I

The Post Office Guide Part I relates to Inland Post. It contains clauses related to

Organization of the Department,

Type of Post Offices,

Business Hours,

Post Office Holidays,

Payment of postage, stamps and stationery,

Franking machine,

Spoiled or defaced stamps,

Fictitious stamps,

General rules as to packing, sealing and posting, manner of affixing postage stamps,

Methods of address,

Certificate of posting,

Recall of posted article,

Delivery of mails,

Refusal of article,

Obligation to pay charges,

Recovery of charges due,

Payment of money orders,

Post boxes, post bags,

Identity cards,

Post restante,

Redirection,

Instruction regarding address change,

Post office monopoly in the conveyance of letters,

Legal responsibility of the post,

Services which cannot be claimed,

Licenses for sale of postage stamps,

Secrecy,

Non-exchange of postage stamps and stationery,

Acceptance of small coins,

Articles addressed to deceased persons,

Liability to detention of certain mails,

Facilities provided by postmen in rural areas,

Issue of post office forms,

Acceptance of cheques,

Last dates for payment of dues,

Letter and parcel post,

Special packing instructions,

Letter cards,

Post cards,

Business reply service,

Book packets,

Book packets containing printed books,

Book packets containing periodicals,

Pattern and sample packets,

Blind literature, packets,

Registered newspapers,

Parcel,

Air mail services,

Registration,

Insurance,

Value payable articles,

Official postal articles,

Prohibited articles,

Money orders,

Telegraphic money orders,

Indian postal order,

Philately,

Postal life insurance.

2. POST OFFICE GUIDE PART-II

Post office Guide part-II relates to Foreign Post. It contains clauses relating to

definition of Foreign Post,

category of Foreign Postal Articles,

Universal Postal Union,

Asian Pacific Postal union,

General applicability of Inland Regulations,

general regulations applicable in the Letter Post,

Conditions relating to various classes of Letters Post i.e. Post cards, Printed papers, Small Packets and Literature for Blinds,

Conditions relating to various special services in the Letter Posts, Parcel Post, Insured Parcels,

Compensation for loss, damage or abstraction of contents,

Parcels for delivery free of all charges and fees,

money order, Air Mail Money orders, Telegraphic Money orders,

British Postal order, Irish Postal order,

V.P. and C.O.D. Services,

Custom Control, Prohibitions and Restrictions,

Enquiries and Complaints, Prohibitions and Restrictions applicable to various Countries and Details of countries providing optional services and other special provisions.

3. POST OFFICE GUIDE PART-III

It has two volumes containing the list of Post offices.

4. POST OFFICE GUIDE PART-IV

Post office Saving Bank General Rules,

Post office Savings Accounts rules,

Post office Time Deposits Rules,

Post office Recurring Deposit Rules,

Post office Savings Certificates Rules,

National Savings Certificates (VI- Issue),

National Savings Certificates (VII-Issue),

National Savings Certificates (VIII-Issue) and

Social Security Certificates Rules.

5. POSTAL MANUAL VOLUME–I

The Indian Post office Act 1898

The Indian Post office Rules, 1933

The Government Savings Banks Act 1873

The Post office Cash Certificates Act 1917

The Post office Savings Banks (Nomination) Rules, 1960

The Government Savings Certificates Act, 1959

The Government Savings Certificates Rules, 1960

Post Boxes order, 19566

6. POSTAL MANUAL VOLUME–II

Organization of the Department,

Appeal and petition,

Institutions and defense of civil suits,

Criminal proceedings,

Employment of Govt. pleader,

Compensation for loss of property,

Medical aid,

Security deposits,

Stock,

Forged, counterfeit and defaced postage stamps, coins and currency,

Printings,

Contracts,

Buildings,

Budget estimates and control and

Misc. rules relating to official display of National flag, National anthem and National song, Naming and Changing of name of Post office, Correspondence, Cover containing official documents, Initial and signing the documents, Erasing, Case mark system, Personal files, Manual correction slip, Admittance of stranger, Maintenance of order and tidiness in office, Inland Postal Service articles, Transmission of official correspondence by foreign Post, Service money order, Reports and returns, Secret and confidential papers, Books and publications, Maps, Annual Reports, Behavior with Public, Publication for sale, Departmental Identity Card, Thumb and finger impression, Deep changing of surname, Uniforms, Production of record before Courts.

7. POSTAL MANUAL VOLUME III

Discipline

Central Civil Services (Classification, Control and Appeal) Rules 1965,

Rules relating to appointments, penalties, and appeal of employees excluded from the operation of the Central Civil Services (Classification, Control and Appeal) Rules 1965, and

Schedules showing the administrative powers of the different classes of Officers of the Indian Postal Department, Other than those vested in and exercised by them under (1) the Indian Post office Act and the Indian Post office Rules, (2) Rules for guidance of Depositors in Post office Savings Bank, (3) The cash Certificate rules, and (4) Compilation of fundamental and supplementary Rules.

8. POSTAL MANUAL VOLUME-IV (WITHOUT APPENDICES)

Appointment and Promotion

Transfer and Posting

Leaves

Pension and Gratuities andd

Gazetted Officers of Post office and RMS

Non-gazetted officer of Post office and RMS

Class-IV servants of Post office and RMS

Class-IV servants of Circle office

Class-IV servants of Postal Dispensaries and

General Rules relating to: -

Revision of Establishments and

Establishment of Post offices and RMS.

9. POSTAL MANUAL VOLUME-IV (APPENDICES)

Rules for recruitment of Indian Postal Services Class- I Junior and Senior Time Scale

Rules for recruitment of the Post of Time Scale Clerks of Post offices and Sorter in RMS

Rules for recruitment to the service of RMS Sorters and clerks in Post offices

Rules for recruitment to the service of clerk in RLO

Rules for recruitment to the Cadre of Postmen, Village Postman and mail guards.

Rules for recruitment to the cadre of Postal Asst. in Circle offices and Administrative offices.

Volunteers for Army Postal Services

Central Civil Services (Extra Ordinary Pension, Rules)

Grant of honoraria for setting Question Papers, Valuation of Answer books and for Supervision and Investigation duties in respect of various Departmental Examination.

Rules for recruitment to the Cadre of Stenographer.

Rules relating to Departmental Examination.

Rules for recruitment to the Post of Accounts officer.

Rules for recruitment to the Post of Daftaries and Jamadars.

Rules for recruitment to the cadre of Asst. Hindi Supervisors.

Rules for recruitment to the cadre of Postal Asstt. In PSD.

Rules for recruitment to the cadre of Postal Asst. in CSD.

Syllabus for on the job training of candidates appointed as clerks in Mail Motor Service.

Rules for recruitment to Work Shops and Stores

Rules for recruitment to the Cadre of PA, SBCO

Rules for recruitment to the cadre of Overseer

Rules for recruitment to the Post of Asstt. Supdt. Posts and Inspector Posts

Rules for recruitment to the Post of Office Supdt. In Postal Circle Office

Rules for recruitment to the Post of Staff Car Driver

Rules for recruitment to the Post of Auxilliary Nurse Midwives

Rules for recruitment to the Post of Nurses (non- resident))

10. POSTAL MANUAL VOLUME V

Definitions

Miscellaneous Rules

Investigation

Transmission of mails under the weighment system and appendices relating to rules for treatment of Navel Mail by Post and RMS offices

Issue of Sorting List and Conventions

Period of Preservation of Records

11. POSTAL MANUAL VOLUME-VI Part-I

Mails.

Sorting.

Delivery.

Deposits.

Registration.

Parcel.

Insured.

Valuable Payable Articles and

Miscellaneous Rules.

12. POSTAL MANUAL VOLUME-VI Part-II

This Postal manual contains rules relating to: -

Money Orders.

Indian Postal Orders.

British Postal Orders and

Irish Postal Orderss

13. POSTAL MANUAL VOLUME-VI Part-III

Sub-accounts.

Accounts in Sub Post Offices.

Duties of Postman..

Duties of Letter Box Attendants and Appendices.

14. POSTAL MANUAL VOLUME-VII

Transit Section and Mail Offices.

Sorting Mail Offices.

Record offices.

Mailmen and Van Attendants.

Mail Operations.

Bag Accounting.

Camp Articles.

Governing the Relations between Railway Administration and Post office in regard to train timings.

List of work-papers issued to Sections and Mail Offices and.

Misc. Rules relating to Railway Mail Services.

15. POSTAL MANUAL VOLUME-VIII

Personal duties of Heads of Circles and Misc. Rules related to Circle Offices.

Personal duties of Assistant Superintendents of Post/ Inspectors of Posts.

Personal duties of Town Inspector Of Post offices/ Public Inspector of Post offices.

Personal duties of Overseers and Postmen.

Personal duties of Assistant Superintendents/ Inspectors of Railway Mail Service.

Stock Depots.

Returned Letter Offices.

Breaks and

Accidents.

16. BRANCH OFFICE RULES

Mails

Sorting

Delivery

Registration

Parcels

Money orders

Postal orders

Accounts

Telegram and

Miscellaneous Rules relating to function of Branch Offices.

17. FINANCIAL HANDBOOK VOLUME I

INTRODUCTORY

General Principles and Rules

General Outlines of the Systems of Accounts

Relations with Audit

Cash

Supply of Funds and Other Remittance Transactions

Revenue and Miscellaneous Receipts

Pay and Allowances: General Rules

Bills of Gazetted Government Servants

Establishment

Contingent Charges

Miscellaneous Charges

Loans and Advances to Government Servants

Sanction

Depots

Buildings and Railways Mail Service Vans

Provident and Other Funds

Miscellaneous Subject and appendices on the following matter

Table of Concordance.

List of Financial Rules

Different classes of receipts exempt from Stamp Duty

Instructions for regulating the enforcement of responsibility for losses, etc.

Rules regarding the destruction of accounts records appertaining to the accounts audited by the Indian Audit Department

List of remittance transactions of Post Offices with other departments under the Government of Indian audit Department.

List of remittance transactions of Post Offices with other departments under the Government of India

List of remittance transactions with private firms etc.

Rules regulating the preparation of Last Pay Certificates in case of transfer on duty or of return from leave.

Statement showing the disbursing offices at which office establishment pay bills of the Indian Posts and Telegraphs Department (including the Posts and Telegraphs Audit Offices) are cashed.

Procedure for disbursement of pay and allowances of establishment.

Miscellaneous rulings relating to office expenses.

List of important items to be classified under ‘Other Contingencies’ and list of important articles in common use in the Posts and Telecommunications Departments, the cost of which should be classifiedunder ‘Liveries and Uniforms’.. ‘Operational and Minor Equipment for Post Offices and RMS Offices’ and ‘Purchase and Repair of

Rules for the supply of articles and subsidiary instructions for the guidance of officers who are required to make purchase of stores required for the public service.

Instructions for the purchase of stores through Central Purchase Organization (Director-General, Supplies and Disposals, New Delhi/India Supply Mission, London/India Supply Mission, Washington).

Rules regulating the purchase of Stationery Stores for the public service.

Directions regulating Inter-Departmental transfers.

Rules relating to the procedure of work done in Postal Seals Office, Aligarh.

Conditions governing issue of Government Drafts.

Hints on detecting counterfeit coins

List of approved Banks

Application form for advance/final withdrawal from Provident Fund.

Application forms for final payment of balances in the Provident Fund, etc.

Objects of the P&T Development Fund and Revenue Reserve Fund, etc.

Procedure for accounting of certain categories of deposits.

Co-operative Credit Society Dues.

History of the convention governing relations between P&T and General Revenues.

Procedure for the accounting of advances on account of pay and traveling allowances on transfer.

18. FINANCIAL HAND BOOK VOLUME- II

This Financial Hand Book consists the rules relating to: -

Supply of stamps

Revenue Receipts

Post office Accounts

Railway Mail Service Accounts

Miscellaneous Charges

Pension Payments

Miscellaneous subjects and appendices

Table of Concordance

Rules for supply and Distribution of stamps

Rules relating to payment of interest on stock certificates

Rules relating to the procedure to be followed when the status of a Post office is changed or when a Post office is closed.

Rules relating to the conveyance of mail and construction, haulage and maintenance of Postal Vehicle and

List of forms referred in Rules and Appendices in this volume.

19. FOREIGN POST MANUAL

Foreign Post Manual contains the rules relating to: -

General Principles of the Universal Postal Union, Acts of the Union, Asian Oceanic Postal Union, Letter Post Items, Terms and Expressions commonly used in international post, Books of reference published by the International Bureau and the Postal administrations, Correspondence with other Administrations, Methods of Payment. Prepayment of Postage in Cash, Free Postage, Treatment of cotraband and prohibited articles, Counterfeit or fraudulent stamps and impressions, Preservation of records.

Outward Surface Mails

Inward Surface Mails

Closed Surface mails in Transit

Outward Air Mails

Inward Air Mails

Closed Air mails in Transit

Naval mails

Bags

Enquiries and Responsibility for Loss, Damage Etc.

Surface Letter mail Accounts

Accounts Related to Air Mail Conveyance Dues

General Principles relating to Parcel Service

Outward Surface Parcels

Inward Surface Parcels

Closed Surface Parcel mails in Transit

Outward Air Parcel Mails

Inward Air Parcel Mails

Closed Air Parcel mails in Transit

Enquiries and Responsibility for Loss, Damage Etc. in Case of Parcels

Parcel Accounts

V. P. And C.O.D. System

Foreign Money Orders

“Through” Foreign Money Orders

Foreign Telegraphic Money Orders

Method of Settlement of Account

General Account With The United Kingdom

Budget and Statistics And Appendices consisting the

Names of members countries of the UPU and the Optional Agreements to which they subscribe

Names of the offices to which or offices to whom enquiries relating to unregistered item should be Addressed in different countries

List of Foreign Countries/ Administrations for which an Enquiry regarding registered article should be forwarded direct to the office of destination instead of the office of Exchange.

Names of the Countries for which Mumbay, Kolkata, Delhi, Chennai and Patna function as office of Exchange for surface parcels

Mode of settlement of balance of accounts with Foreign Administration

List of currencies in which payments are to be made or receipt accepted by India

Name of countries/ territories, which insist on a separate Dispatch Note for each Parcel.

20. SCHEDULE OF FINANCIAL POWERS

This Schedule contains the financial Powers of the following authorities/ officers of the Department Of Posts: -

Postal Services

Board

Director General, Postal Services

Head of Circle

Regional Director/ Area manager

Senior Supdt. of Post offices, Senior Supdt. of RMS, First Class Postmaster (including Presidency Postmaster),Dy. Director Foreign Post Mumbai, Supdt. Foreign Post Kolkata and New Delhi

Supdt. of Postal Seals, Aligarh

Principal of Postal Training Centre

Dy. Supdt of RMS

Director/Dy. Director PLI Kolkata

Supdt. of Postal Stores Depot.

Accounts Officer, ICO (SB) and Central Pairing Officer, New Delhi

Manager MMS.

21. POSTAL ACCOUNTS MANUAL VOLUME I

Definitions and general system of Accounts.

Organisation and Control

Postal Accounts Work

Book and Compilation

Remittances

Annual Accounts of Central Govt.

Transfer Entries Journal and Ledger

Cost Calculation

Pension

Service and other Funds

Capital

Account

Misc. Checks

Checking of Receipt

Entitlement, Authorisation, and Ddrawal of Pay and Allowances of Group ‘A’ or ‘B’ officers

Internal Check Inspection and Appendices relating to

Extent of Checks and Review, conducted in Postal Accounts Office

Statement /Returns dealt with in the Account Current Section

Period of preservation and destruction of records in Postal Accounts Offices

List of Forms Referred to in Postal accounts Manual Vol. I

List of Account heads of the Postal Receipts and Disbursements (printed separately))

22. POSTAL ACCOUNTS MANUAL VOLUME II

Government Securities

Post office Certificates

Section (I) – Inland Money Order

Section (II) – Foreign Money Order

Indian Postal Orders

British Postal Order

International Reply Coupons

Irish Postal Order

Savings Bank etc.

Custom Duty

Army Postal Service Accounts and Appendices relating to: -

Periodical Returns to be rendered by the Branch Postal Accounts Offices

List of Forms referred to in this Manuall

This Appendix contains List of Account Heads of Department of Posts Receipts and Expenditure.

24. Book of Postal Account Forms Part I & II

25. POST OFFICE SAVINGS BANK MANUAL VOLUME I

Savings accounts

Recurring Deposit Accounts. Duties and Responsibilities of postmaster

Time Deposit Accounts

Public Provident Fund Accounts

National Savings Scheme 1987

Monthly Income Account Scheme1987 and Appendices relating to: -

Cheque System in Post office Savings Bank

Pay Roll savings scheme

Preservation Period of SB Records

Memo of admission of SB transfer

Claim Application form for settlement of SB Account of the deceased depositor, where the claim is prepared on legal evidence of heirship.

Sanction for the payment of the amount of a Saving Bank Account in the name of a deceased depositor

Application for the purpose of availing the facility of automatic transfer from SB Account to RD account

Proforma for the Register of applications for transfer received and advices of transfer dispatched

Application for issue of a duplicate Pass book

Incentive scheme for GDS Sub and Branch Postmaster

Payment of P&T and Railway Pensioners through Post office Savings Bank.

Questionnaire for inspection of Saving Bank Branch and CO of Head Post office by the Accounts Officer ICO (SB)

Questionnaire for inspection of SBCO by the Officer of the Circle office – Regional Director and Sr. Supdt./ Supdt. Os/Postmaster Gazetted.

Responsibility of Divl. Supdt. towards SBCO

Questionnaire for inspection of the office of AO ICO (SB)

Statistical Highlights

Syllabus for training of SB Counter Assistants

Syllabus for training of Supervisor in SB Work.

26. POST OFFICE SAVINGS BANK MANUAL VOLUME II

Definitions

Delegation of duties

Stocking and supply of certificates

Custody of Certificates

Maintenance of the Stock Register

Disposal of surplus stocks

Yearly lists of unsold certificates

Yearly list of unclaimed certificates

Application for purchase of certificates- Signing of

Application on behalf of Minors

Modes of payment for certificates purchased

Scrutiny of application for purchase and procedure for the issue of certificates

Issue of Preliminary receipt

Provisional receipts for certificates

Purchase of certificates by persons living aboard.

Sale of certificates independently by selected branch post offices

Sale of certificates through authorized Agents and payment of their commission through Post Office

Maintenance of the applications for purchase.

Disposal of Applications of purchase received at Branch Offices

Preparation of Journals of certificates issued

Payment of certificates by branch offices authorized to do certificates work independently.

Identity Slips.

Encashment of Certificates

Payment of Annual Interest..

Credit of Annual Interest in SB Accounts

Payment of Annual Interest through banks

Encashment of Certificates of minors.

Encashment of Certificates purchased from Provident Fund

Encashment of certificates held in joining names

Encashment of certificates at Branch Post Office.

Encashment of certificates at an office other than the office at Registration.

Partial payment and exchange of certificates

Journals of certificates discharged and annual interest paid

Memo of admission of payment

Nomination

Change of name of holder

Transfer of certificates from one Post Office to another

Transfer of certificates from one holder to another

Pledging of certificates as security

Disposal of unclaimed and undeliverable certificates

Certificates spoiled before issue

Loss or theft of certificates before issue and from the custody of post office after issue.

Loss, theft, destruction, mutilation of defacement of certificates in the custody of the holder

Issue of duplicate certificates

Attachment of a certificate by a Court of Law.

Confiscation by Customs or Excise Authorities.

Payment of savings certificates to an authority empowered under the law

Clerical or arithmetical mistakes in the issue of certificates

Encashment of certificates held by Army and Air Force personnel

Payment of the value of certificates in the name of deceased holders

Head Office Weekly/Monthly Summaries

Certificates Voucher List

Social Security Certificates

Sale of NSCs to non-Resident Indians

Issue of a certificate to non-Resident Indian on encashment

Kisan Vikas Patra-Procedure to be followed.

Indira Vikas Patra-Procedure to be followed

Schedule of fees to be charged. And appendices

Intimation of seizure of NSCs

Claim application forms, where nomination registered

Claim application forms, for claims on legal evidence

Sanction of deceased claim cases

Period of preservation of records.

27. POST OFFICE SAVINGS BANK MANUAL VOLUME III

28. POST OFFICE SAVINGS BANK ORDERS

All Post Office Savings Bank Orders issued since 01-01-2007.

29. MANUAL OF APPOINTMENTS AND ALLOWANCES

This manual contains rulings relating to: -

Classification and Status of Services of Gazetted officers, Central Services class I, II, III, IV.

Additions to Pay other than Recurring Honoraria

Additions to Pay (Recurring Honoraria)

Classification and Status of Services Excluded from the Operation of the Civil Services (Classification Control and Appeal) Rules and Appendices relating to: -

Medical aid to employees of the Deptt.

Children’s Education Allowance to Central Government Employees.

Reimbursement of tuition fees in respect of children of Central Govt. Employees

Dearness Allowance

Winter Allowance

Rates of Compensatory Allowance (Other than cost of living, Water and house rent allowance)

House rent allowance in lieu of free quarters

List of officers entitled to rent free quarters

Recovery of charges from officials who have been allotted insufficient accommodation

Central Civil Services (Revised Pay) Rules.

30. POST OFFICE INSURANCE FUND

This manual contains rules relating to: -

Definitions

General Rules

Life Insurance and Endowment Assurance

Manner of effecting Insurance

Manner of realizing Premia

Payment of Policies

Reduction, Discontinuance or Commutation and other alterations.

Surrender of Policies

Policies held by Persons who have left the govt. service

Lapsing of Policies

Revival of Policies

Loan on Policies

Post office Insurance Fund: Whole life Assurance–Table I

Post office Insurance Fund: Endowment Assurance – Table II

Post office Insurance Fund: Convertible Whole life Assurance- Table III

Post office Insurance Fund: Anticipated Endowment Assurance Table IV and

Appendix relating to Procedure to be followed in connection with Proposals submitted by Defence Services Personnel.

31. POSTAL MANUAL OF S.B. CONTROL PAIRING AND INTERNAL CHECK ORGANISATION

This Manual contains rules relating to: -

S.B. Control Procedure

C.T.D. Control Procedure

F.D. Control Procedure

R.D. Control Procedure

T.D. Control Procedure

C.D.S. Control Procedure

P.P.F. Control Procedure

N.S.A. Certificate Control Procedure

Procedure for Pairing Organisation

Functions of I.C.O. (S.B) and Appendices relating to: -

Particulars of Register to be maintained by the Control Organisation

Calender of returns to be submitted by the Control Organisation

Particulars of statements to be submitted by the A.O., I.C.O. (S.B.), to circle Office and Postal Directorate.

And annexures containing the specimens of the registers referred to in this Manual.

32. ALPHABETICAL LIST OF POST OFFICES

This book contains: -

Alphabetical list of Name of Post offices

Their status.

33. All India PIN Code Directory

34. Inspection Questionnaires