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Minimum balances in respect of different types of account is given below.
NSCs (VIII Issue)
Maturity period 5 years (for certificates issued on or after .01.11.2011). No premature encashment possible.
Different Savings Accounts
Can be closed at any time
Premature closure permissible after 3 years - only SB rate is permissible
Premature closure permissible after 6 months
Premature closure permissible after 1 year
Premature closure after 1 year